Well Done, Good and Faithful Servant

Well Done, Good and Faithful Servant

As a CERTIFIED FINANCIAL PLANNERTM and someone guided by Christian beliefs, finding the balance between financial strategies and moral principles can be challenging. Consider the tension between growth and greed or savings versus hoarding—it’s a real struggle....
Annual Healthcare Enrollment Ahead

Annual Healthcare Enrollment Ahead

It’s that time of year again when healthcare costs tend to spike. According to a 2016 Commonwealth Fund study, healthcare expenses now make up over 10.1% of family budgets, a significant increase from just a decade ago. Despite this surge, healthcare costs are...
Healthcare Sharing Ministries

Healthcare Sharing Ministries

For many Americans, healthcare has become a significant expense in their budget, especially with the introduction of the Affordable Care Act (Obama Care), which led to skyrocketing health insurance premiums for millions who do not qualify for subsidies. However, a...

The IRS is a Bad Business Partner

When you started saving in your 401(k)/403(b) plan, the thought of partnering with the Government likely never crossed your mind. However, that’s essentially what happened. Qualified retirement accounts (401(k), 403(b), IRAs) were initially attractive because...