Well Done, Good and Faithful Servant

Well Done, Good and Faithful Servant

As a CERTIFIED FINANCIAL PLANNERTM and a believer in Christ, this is what I hope is said of me. I admit that I struggle balancing both Christian beliefs and modern-day financial planning strategies. Take for example the balance between growth and greed or savings...
Annual Healthcare Enrollment Ahead

Annual Healthcare Enrollment Ahead

It is almost that time of year. The time when people choose to overpay for healthcare. A 2016 Commonwealth Fund study said that healthcare accounted for over 10.1% of family budgets which is up from 6.5 only a decade ago. The study also said that healthcare was also...
Healthcare Sharing Ministries

Healthcare Sharing Ministries

For many Americans, healthcare has become the most significant expense in their budget. With the introduction of the Affordable Care Act (Obama Care), the cost of health insurance premiums has skyrocketed for millions of Americans that do not qualify for subsidies....
What is Social Security Leveling?

What is Social Security Leveling?

I was approached by an NC State Employee who had worked for the State of NC for 30 years but was only 56. They had talked with the State Retirement System and were told that they had the option of starting Social Security early. Now let me clarify that this was...
The IRS is a Bad Business Partner

The IRS is a Bad Business Partner

Managing Income Taxes When you started saving in your 401(k)/403(b) plan you probably did not think I want to go into business with the Government, but that is exactly what happened. Qualified retirement accounts (401(k), 403(b) IRAs) were a great deal when they were...