Blog

When 401(k)s and IRAs were first introduced, they appeared to be the ideal solution for retirement savers. Tax rates were much higher than they are today, so the strategy was simple: put money into...

Retirement is one of life's biggest transitions, and with it comes a wave of important financial questions. As a Certified Financial Planner™, I often hear the same concerns from retirees who want...

When Congress passes a major piece of retirement legislation—like the so-called "Big Beautiful Bill"—it's easy to think the problem has been "fixed." Yes, these new rules may tweak certain aspects...

Social Security plays a critical role in the financial security of millions of Americans, yet it remains one of the most misunderstood government programs. Misinformation and fear often cloud the...

With 2025 well underway, new tax laws, economic pressures, and demographic shifts are reshaping the retirement landscape—and the stakes have never been higher. Medicare Surcharges Are on the Rise...

A key feature of the new "One Big Beautiful Bill" is a temporary tax deduction designed to give seniors a significant boost: Starting in 2025 and running through 2028, individuals aged 65 and older...

As a Certified Financial Planner™, I've spent years helping people prepare for retirement; however, one topic that's still too often overlooked is long-term care (LTC) planning. Many clients tell me...

How Social Security and Medicare Changes Could Impact Your Future—and What You Can Do About It Each year, the Social Security and Medicare Trustees release a report outlining the financial health of...

As a Certified Financial Planner™, I often say that no retirement plan is complete without a long-term care strategy. Why? Because over 70% of people over age 65 will need some form of long-term...

Retirees now comprise over a third of all travelers, and this number is still growing (The Senior List, 2024). Summer is an ideal time to travel, especially for those who want to make memories with...

As a Certified Financial Planner™ and retirement strategist, one thing I've learned over the years is that retirement planning is all about striking a balance among growth, security, and reliable...

You've spent decades saving, investing, and planning for retirement. But now that you're finally there—or getting close—are you sure your money is protected? The truth is, many retirees unknowingly...

As a Certified Financial Planner™, I often meet people who have diligently saved in 401(k)s, IRAs, and pensions—only to be surprised by how much of their hard-earned retirement income could be lost...

Retirement can feel uncertain at times—markets fluctuate, taxes change, healthcare costs rise, and inflation quietly erodes purchasing power. But here's the good news: you can retire smarter! Even...

As we approach the middle of the year, it's a perfect time to hit "pause" and reflect on your financial progress with a mid-year financial checkup. Whether you're a few years from retirement or...