by Steve | Sep 5, 2018 | Questions and Answers
I was approached by an NC State Employee who had worked for the State of NC for 30 years but was only 56. They had talked with the State Retirement System and were told that they had the option of starting Social Security early. Now let me clarify that this was...
by rrmad | Sep 7, 2016 | Questions and Answers
Answer: First Social Security offices are not allowed to give advice. They are there to help process paperwork. It may be in their best interest to have you complete the paperwork while you are there so they will not have to do this in the future. It is impossible to...
by rrmad | Sep 7, 2016 | Questions and Answers
Answer: One of the myths about Social Security is that they are broke. This is more political than factual. The recent audited report of Social Security shows a surplus and is expected to run a surplus through 2023 at which time outflows will exceed inflows and the...
by rrmad | Sep 7, 2016 | Questions and Answers
Answer: Good question. It actually depends. There are basically 4 variables that come into play when calculating the optimal benefit from Social Security. It is very complicated as you have to look at your age, your work history, your marital status and how long you...
by rrmad | Sep 7, 2016 | Questions and Answers
Answer: It depends. The spouse is entitled to the greater of half of their spouse’s benefit or all of their own benefit whichever is greatest. If you turned 62 by December 31, 2015, you may be grandfathered in and eligible to use the restricted application for...
