Are ACA Health Plans Worth the Risk?

Politics aside, ACA plans provide affordable care to many Americans. For those under 300% of Federal Poverty Level, these plans can provide a very affordable option. When you sign up for these plans you need to be aware that these plans are not cheap. In fact, they...
The Legend of Bigfoot

The Legend of Bigfoot

As we have wrapped up the very successful Bigfoot Festival in Marion, I was thinking about how Bigfoot relates to retirement planning; both can be very elusive.  When conducting a search you find that everyone has an opinion and with the introduction of the internet,...
Well Done, Good and Faithful Servant

Well Done, Good and Faithful Servant

As a CERTIFIED FINANCIAL PLANNERTM and a believer in Christ, this is what I hope is said of me. I admit that I struggle balancing both Christian beliefs and modern-day financial planning strategies. Take for example the balance between growth and greed or savings...
Annual Healthcare Enrollment Ahead

Annual Healthcare Enrollment Ahead

It is almost that time of year. The time when people choose to overpay for healthcare. A 2016 Commonwealth Fund study said that healthcare accounted for over 10.1% of family budgets which is up from 6.5 only a decade ago. The study also said that healthcare was also...
Healthcare Sharing Ministries

Healthcare Sharing Ministries

For many Americans, healthcare has become the most significant expense in their budget. With the introduction of the Affordable Care Act (Obama Care), the cost of health insurance premiums has skyrocketed for millions of Americans that do not qualify for subsidies....