Happiness in Retirement

Recently I received a copy of a Wall Street Journal article from July 27th, 2005 titled “The Secret to a happier retirement. Friends Neighbors and a Fixed Annuity”. The funny part of this is I actually remember this article. At the time I was managing money and it did...

Financial Planning During The Pandemic

Since the S&P 500 set a record on February 19th we have seen a dramatic drop over the past 2 months and although there has been some recovery we will not know the long-term impact on the market for quite some time. The second quarter US GDP (Gross Domestic...

Are ACA Health Plans Worth the Risk?

Politics aside, ACA plans provide affordable care to many Americans. For those under 300% of Federal Poverty Level, these plans can provide a very affordable option. When you sign up for these plans you need to be aware that these plans are not cheap. In fact, they...
The Legend of Bigfoot

The Legend of Bigfoot

As we have wrapped up the very successful Bigfoot Festival in Marion, I was thinking about how Bigfoot relates to retirement planning; both can be very elusive.  When conducting a search you find that everyone has an opinion and with the introduction of the internet,...

The IRS is a Bad Business Partner

When you started saving in your 401(k)/403(b) plan you probably did not think I want to go into business with the Government, but that is exactly what happened. Qualified retirement accounts (401(k), 403(b) IRAs) were a great deal when they were set up because the top...

Let me ask a couple of questions

If you own a home do you have homeowner’s insurance? Sure, you do because if something major happens to your house you want to be able to replace it. In 2014 only 5.3% of all homeowners made a claim on their policy and this includes everything from fire to theft. If...