The IRS is a Bad Business Partner

When you started saving in your 401(k)/403(b) plan you probably did not think I want to go into business with the Government, but that is exactly what happened. Qualified retirement accounts (401(k), 403(b) IRAs) were a great deal when they were set up because the top...

Let me ask a couple of questions

If you own a home do you have homeowner’s insurance? Sure, you do because if something major happens to your house you want to be able to replace it. In 2014 only 5.3% of all homeowners made a claim on their policy and this includes everything from fire to theft. If...

Eat Your Greeens

In my younger days, I worked at a summer camp. Those summers were some of the best times of my life! The comradery between the staffs and the chance to serve as a role model for the kids made every day a great one.  However, one of the challenges of being a role model...

Additional Retirement Planning Services

  Over the last 6 years, I have become known as an expert in Social Security. My company started as a resource for education, analysis and consulting on the subject. For the last 7 months, I have been deeply involved in retirement planning for an insurance...