by Steve Gaito | Jul 9, 2025 | Uncategorized
A key feature of the new “One Big Beautiful Bill” is a temporary tax deduction designed to give seniors a significant boost: Starting in 2025 and running through 2028, individuals aged 65 and older can claim an additional $6,000 deduction ($12,000 for...
by Steve Gaito | Jul 1, 2025 | Uncategorized
As a Certified Financial Planner™, I’ve spent years helping people prepare for retirement; however, one topic that’s still too often overlooked is long-term care (LTC) planning. Many clients tell me they want to age gracefully and stay independent. Still,...
by Steve Gaito | Jun 19, 2025 | Uncategorized
How Social Security and Medicare Changes Could Impact Your Future—and What You Can Do About It Each year, the Social Security and Medicare Trustees release a report outlining the financial health of these critical programs. The 2025 Trustees Report brings both clarity...
by Steve Gaito | Jun 11, 2025 | Uncategorized
As a Certified Financial Planner™, I often say that no retirement plan is complete without a long-term care strategy. Why? Because over 70% of people over age 65 will need some form of long-term care during their lifetime. And without a plan, the costs can quietly...
by Steve Gaito | Jun 4, 2025 | Uncategorized
Retirees now comprise over a third of all travelers, and this number is still growing (The Senior List, 2024). Summer is an ideal time to travel, especially for those who want to make memories with their grandchildren, visit national parks, or reconnect with far-off...
by Steve Gaito | May 29, 2025 | Uncategorized
As a Certified Financial Planner™ and retirement strategist, one thing I’ve learned over the years is that retirement planning is all about striking a balance among growth, security, and reliable income. Finding the right tools to achieve that balance can feel...
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