by Steve Gaito | Mar 28, 2024 | Uncategorized
In my 30-plus years in the retirement planning field, I have changed my opinion on how to best utilize resources in retirement. In the 90s, when all the market wanted to do was go up, having a growing portfolio seemed like the logical way to go. Then came 2000 – 2009...
by Steve Gaito | Mar 28, 2024 | Uncategorized
Retirement can be one of the most rewarding stages of life, but it can also be a time of financial uncertainty. When you retire, you no longer have a steady stream of income from your job, and you may be living off your savings or a fixed income. To make the most of...
by Steve Gaito | Mar 28, 2024 | Uncategorized
Traditional retirement planning often revolves around the “3-legged stool” concept: Social Security, pensions, and personal savings. While this approach has served retirees for generations, it is becoming increasingly clear that the modern landscape...
by Steve Gaito | Mar 28, 2024 | Uncategorized
One of the biggest concerns for many retirees is the fear of running out of money. After all, retirement can last for decades, and it can be difficult to predict how much money you will need during that time. However, there are steps you can take to help avoid running...
by Steve Gaito | Mar 28, 2024 | Uncategorized
Long-term care insurance is a type of insurance that provides coverage for the costs associated with long-term care. This can include nursing home care, assisted living, and in-home care. It can help individuals and families protect their savings and assets if...
by Steve Gaito | Mar 28, 2024 | Uncategorized
When it comes to managing your finances, it’s essential to work with a trustworthy and knowledgeable financial advisor who can provide expert advice and guidance. In Western NC, standout advisor Steve Gaito, a CERTIFIED FINANCIAL PLANNER™ (CFP®) with 30+ years...
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