by Steve Gaito | Mar 28, 2024 | Uncategorized
Home health care can be a valuable service for individuals who require long-term care or assistance with daily living activities. However, it can also be expensive, and paying for it can be challenging for many families. In this article, we will explore some of the...
by Steve Gaito | Mar 28, 2024 | Uncategorized
Retirement can be a fulfilling but also stressful period in one’s life. Here are the top ten stressors in retirement: Financial Insecurity 1. Insufficient Savings: Many retirees worry about whether their savings will last throughout their retirement, especially...
by Steve Gaito | Mar 28, 2024 | Uncategorized
In my 30-plus years in the retirement planning field, I have changed my opinion on how to best utilize resources in retirement. In the 90s, when all the market wanted to do was go up, having a growing portfolio seemed like the logical way to go. Then came 2000 – 2009...
by Steve Gaito | Mar 28, 2024 | Uncategorized
Retirement can be one of the most rewarding stages of life, but it can also be a time of financial uncertainty. When you retire, you no longer have a steady stream of income from your job, and you may be living off your savings or a fixed income. To make the most of...
by Steve Gaito | Mar 28, 2024 | Uncategorized
Traditional retirement planning often revolves around the “3-legged stool” concept: Social Security, pensions, and personal savings. While this approach has served retirees for generations, it is becoming increasingly clear that the modern landscape...
by Steve Gaito | Mar 28, 2024 | Uncategorized
One of the biggest concerns for many retirees is the fear of running out of money. After all, retirement can last for decades, and it can be difficult to predict how much money you will need during that time. However, there are steps you can take to help avoid running...
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