Longevity Risk in Retirement

Retirement planning is a crucial aspect of financial management. One of the key risks that retirees face is longevity risk, which refers to the possibility of outliving one’s retirement savings. As people are living longer than ever before, longevity risk has...

Retirement Income Options From Your Home

Retirement is a time when many people rely on their savings and investments to provide them with income. However, for those who own their home, it can also be an opportunity to utilize the value of their home to generate additional income. In this article, we will...

How to Pay for Home Health Care

Home health care can be a valuable service for individuals who require long-term care or assistance with daily living activities. However, it can also be expensive, and paying for it can be challenging for many families. In this article, we will explore some of the...

Top Ten Stressors in Retirement

Retirement can be a fulfilling but also stressful period in one’s life. Here are ten common reasons retirees may experience stress: Financial Insecurity 1. Insufficient Savings: Many retirees worry about whether their savings will last throughout their...

Why Use Annuities in Retirement?

In my 30-plus years in the retirement planning field, I have changed my opinion on how to best utilize resources in retirement. In the 90s, when all the market wanted to do was go up, having a growing portfolio seemed like the logical way to go. Then came 2000 – 2009...