by Steve Gaito | Mar 28, 2024 | Uncategorized
I have been working in the retirement planning business for almost 30 years. Through that time, I have evolved in my thought process on how to best plan for retirement. I have settled on the fact that retirement is not about assets, but it is about income. Depending...
by Steve Gaito | Mar 28, 2024 | Uncategorized
This past week, I was in Hilton Head recording a segment for WHHI News and we were discussing the current situation of our economy and the stress retirees feel about their money. During the segment, I referenced a quote attributed to Will Rogers: “When you find...
by Steve Gaito | Mar 28, 2024 | Uncategorized
I would like to ask a simple question: If you could retire and still have the same monthly income, would you? The answer from most people is “yes, absolutely”. The reason is simple: you are familiar with this. You know that you can pay your bills, go on...
by Steve Gaito | Mar 28, 2024 | Uncategorized
Today, retirement is filled with challenges for many people. Inflation and Market Volatility take the forefront. Some perceive it as a temporary hurdle in their retirement journey, accepting it as it is. For many, it can be the most challenging time in their life. A...
by Steve Gaito | Mar 28, 2024 | Uncategorized
As retirement approaches, individuals often seek ways to optimize their savings and ensure a comfortable lifestyle. One effective strategy is leveraging tax-free retirement income, offering multiple advantages for retirees. This is crucial for securing retirees’...
by Steve Gaito | Mar 28, 2024 | Uncategorized
Since the introduction of the 401(k) plan in 1978, retirement planning has undergone a significant transformation. Before the 401(k) plan, employers primarily offered traditional pension plans based on employees’ years of service and earnings. However, the...
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