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Retirement is a time to relax, unwind, and explore the world. Free from work schedules, retirees can travel at leisure and relish new experiences. However, with so many travel options available, it...

As people age, their healthcare needs tend to increase, and they may require long-term care. Long-term care refers to a range of services provided to individuals who need assistance with daily...

Required Minimum Distributions are an important aspect of retirement planning, specifically for individuals with tax-advantaged retirement accounts such as Traditional IRAs and 401(k)s. While RMDs...

Passing on your estate to your heirs is a significant concern for many people, especially those who have spent a lifetime accumulating assets and wealth. However, without proper planning, a...

Retirement planning is a crucial aspect of financial management. One of the key risks that retirees face is longevity risk, which refers to the possibility of outliving one's retirement savings. As...

Retirement is a time when many people rely on their savings and investments to provide them with income. However, for those who own their home, it can also be an opportunity to utilize the value of...

Home health care can be a valuable service for individuals who require long-term care or assistance with daily living activities. However, it can also be expensive, and paying for it can be...

Retirement can be a fulfilling but also stressful period in one's life. Here are the top ten stressors in retirement: Financial Insecurity 1. Insufficient Savings: Many retirees worry about whether...

In my 30-plus years in the retirement planning field, I have changed my opinion on how to best utilize resources in retirement. In the 90s, when all the market wanted to do was go up, having a...

Retirement can be one of the most rewarding stages of life, but it can also be a time of financial uncertainty. When you retire, you no longer have a steady stream of income from your job, and you...

Traditional retirement planning often revolves around the "3-legged stool" concept: Social Security, pensions, and personal savings. While this approach has served retirees for generations, it is...

One of the biggest concerns for many retirees is the fear of running out of money. After all, retirement can last for decades, and it can be difficult to predict how much money you will need during...

Long-term care insurance is a type of insurance that provides coverage for the costs associated with long-term care. This can include nursing home care, assisted living, and in-home care. It can...

When it comes to managing your finances, it's essential to work with a trustworthy and knowledgeable financial advisor who can provide expert advice and guidance. In Western NC, standout advisor...

Retirement is a time to enjoy the fruits of your labor, bask in the rewards of a life well-lived, and spend quality time with loved ones. However, as you plan for your golden years, there’s an often-overlooked factor that can significantly impact your legacy and financial security: rising taxes. Fortunately, estate planning offers a powerful tool to protect your estate from the impact of escalating taxes in retirement.