Our Approach

Many considerations come into play as you financially prepare for your future.

Our approach is founded on three core considerations that inform the foundation of your retirement income strategy.


Managing Wealth

Planning for the future isn’t just about saving money while you’re working. It’s about getting the most from your money in retirement.

We want to help you access an approach that benefits you and the money you’ve worked hard to save.

The New Rules of Retirement

We believe how you save is just as important as how much you save. And we want to help you access an approach that benefits you. Our goal is to provide you with a retirement savings option that delivers the important benefits listed here.

Indexed Universal Life Insurance (IUL)

Wondering why Indexed Universal Life (IUL)* Insurance is being recommended as part of your long-term financial strategy? IUL can deliver 5 potential benefits that may be unique in the plan you are crafting.

Looking for senior care can be stressful and confusing, and you may be unsure where to start. Whether you’re looking for a senior living community or help with in-home care, we’re here to help you understand your options, learn about financing and guide you through the process.

IRA to IUL Conversion Strategies

 IUL has become a key component of holistic planning for a growing number of Americans. Many financial professionals understand that IUL can deliver a package of features not found in other savings vehicles.

Funding Eldercare in North Carolina

This resource will help you understand assisted living, home care, and adult day care costs acoss North Carolina. It also explores the payment options and financial assistance programs available to assist in caring for the elderly.


Don’t miss our latest blog posts for even more retirement resources.


Financing Assited Living Costs in North Carolina

From Medicaid and Veteran’s programs to Social Security and Long Term Insurance,  there are plenty of financial assistance options for senior care in North Carolina.

Watch Your Blindspot

It has happened to everyone. You are driving down the highway and you go to change lanes only to be shaken to your core by a loud horn. That’s right there was a car in your blind spot. You are a good driver, you obey the rules, but just because you can’t see something...

Happiness in Retirement

Recently I received a copy of a Wall Street Journal article from July 27th, 2005 titled “The Secret to a happier retirement. Friends Neighbors and a Fixed Annuity”. The funny part of this is I actually remember this article. At the time I was managing money and it did...

Financial Planning During The Pandemic

Since the S&P 500 set a record on February 19th we have seen a dramatic drop over the past 2 months and although there has been some recovery we will not know the long-term impact on the market for quite some time. The second quarter US GDP (Gross Domestic...

Are ACA Health Plans Worth the Risk?

Politics aside, ACA plans provide affordable care to many Americans. For those under 300% of Federal Poverty Level, these plans can provide a very affordable option. When you sign up for these plans you need to be aware that these plans are not cheap. In fact, they...

The Legend of Bigfoot

As we have wrapped up the very successful Bigfoot Festival in Marion, I was thinking about how Bigfoot relates to retirement planning; both can be very elusive.  When conducting a search you find that everyone has an opinion and with the introduction of the internet,...




We help you create the retirement of your dreams.

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Steve Gaito