Our Approach

Many considerations come into play as you financially prepare for your future.

Our approach is founded on three core considerations that inform the foundation of your retirement income strategy.


Managing Wealth

Planning for the future isn’t just about saving money while you’re working. It’s about getting the most from your money in retirement.

We want to help you access an approach that benefits you and the money you’ve worked hard to save.

The New Rules of Retirement

We believe how you save is just as important as how much you save. And we want to help you access an approach that benefits you. Our goal is to provide you with a retirement savings option that delivers the important benefits listed here.

Indexed Universal Life Insurance (IUL)

Wondering why Indexed Universal Life (IUL)* Insurance is being recommended as part of your long-term financial strategy? IUL can deliver 5 potential benefits that may be unique in the plan you are crafting.

Looking for senior care can be stressful and confusing, and you may be unsure where to start. Whether you’re looking for a senior living community or help with in-home care, we’re here to help you understand your options, learn about financing and guide you through the process.

IRA to IUL Conversion Strategies

 IUL has become a key component of holistic planning for a growing number of Americans. Many financial professionals understand that IUL can deliver a package of features not found in other savings vehicles.

Find more retirement resources on our blog.

The Legend of Bigfoot

As we have wrapped up the very successful Bigfoot Festival in Marion, I was thinking about how Bigfoot relates to retirement planning; both can be very elusive.  When conducting a search you find that everyone has an opinion and with the introduction of the internet,...

Well Done, Good and Faithful Servant

As a CERTIFIED FINANCIAL PLANNERTM and a believer in Christ, this is what I hope is said of me. I admit that I struggle balancing both Christian beliefs and modern-day financial planning strategies. Take for example the balance...

Annual Healthcare Enrollment Ahead

It is almost that time of year. The time when people choose to overpay for healthcare. A 2016 Commonwealth Fund study said that healthcare accounted for over 10.1% of family budgets which is up from 6.5 only a decade ago. The study also said that healthcare was also...

Healthcare Sharing Ministries

For many Americans, healthcare has become the most significant expense in their budget. With the introduction of the Affordable Care Act (Obama Care), the cost of health insurance premiums has skyrocketed for millions of Americans that do not qualify for subsidies....

What is Social Security Leveling?

I was approached by an NC State Employee who had worked for the State of NC for 30 years but was only 56. They had talked with the State Retirement System and were told that they had the option of starting Social Security early. Now let me clarify that this was...





We help you create the retirement you deserve.


Get In Touch

Steve Gaito